PAY OVER TIME FINANCING
Financing through our partner Bread Pay® with transparent terms, fair rates, and no prepayment penalties.
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AFFORDABLE MONTHLY PLANS
NO PREPAYMENT PENALTIES
QUICK AND EASY APPLICATION
*Minimum purchase of $50.00 is required. Availability of terms may vary based on purchase price, product, and state of residence. Down payment may be required. Subject to approval of credit application. Rates range from 0% to 34.99% APR, resulting in, for example 36 monthly payments of $38.19 at 21.99% APR, per $1,000.00 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread Pay® loans are made by Comenity Capital Bank, a Bread Financial™ company.
Affordable Financing with Bread Pay®: Get Your HVAC System Today, Pay Over Time
We understand that investing in a new HVAC system is a big decision, and sometimes it’s easier to break up the cost into manageable payments. That’s why we’ve partnered with Bread Pay® to offer you affordable monthly payment plans that can last up to 24 months. Now you can get the comfort you deserve without the stress of paying everything upfront.
Why Choose Bread Pay®?
- Easy to Qualify: Bread Pay® makes it easy to qualify for financing. You don’t have to worry about complex paperwork or a lengthy approval process. If you have a steady income and a basic credit history, you’re likely to qualify.
- Affordable Monthly Payments: Spread the cost of your HVAC purchase over time with flexible monthly payment plans that fit your budget. Choose from terms up to 24 months for the most convenient payment option.
- No Prepayment Penalties: You can pay off your balance early without incurring any additional fees or penalties. There’s no downside to paying off your loan sooner if your situation allows.
- Quick & Simple Application: The application process is fast and easy, with minimal paperwork. You’ll know your approval status in just minutes, and once approved, you can start enjoying your new HVAC system right away.
- Transparency & No Hidden Fees: Bread Pay® offers clear and transparent terms with no hidden fees, so you’ll always know exactly what you’re paying and when.
How It Works
- Apply in Minutes: Simply select your HVAC system and apply for financing on our website. The application is quick, and you’ll know if you’re approved within moments.
- Choose Your Plan: Once approved, you’ll be able to choose a payment plan that works best for your budget—whether that’s 12 months, 24 months, or anywhere in between.
- Get Your System Installed: After you’re approved, your HVAC system will be installed, and you can begin enjoying year-round comfort right away.
- Make Affordable Monthly Payments: Once your system is installed, start making easy monthly payments with no prepayment penalties or hidden fees.
Why Finance with Bread Pay®?
- Affordable: Monthly payments designed to fit your budget.
- Flexible: Terms up to 24 months to give you plenty of options for repayment.
- Convenient: A fast, easy approval process with no hidden fees or penalties.
- No Pressure: You can pay off your balance early at any time with no extra charges.