Financing

HVACDirect.com has partnered with Bread to offer a quick and easy way for you to apply for financing terms. With Bread, you can purchase your HVAC equipment through us today and pay for it over time.

How Does it Work?

Wherever you see the as low as $x.xx a month, you can click on the link to apply for financing. On the checkout page, you can select the payment option Finacing through Bread. Simply provide the basic information that is requested on the Bread application and follow the easy signup sets. Prequalification does not affect your credit score. Bread is committed to keeping your personal information secure and uses its technology to encrypt that data.

If you are offered loan terms that are satisfactory to you and have finished shopping, you can check out and complete your purchase.

You will receive an order confirmation email from HVACDirect.com. When your loan has started, Bread will reach out to you directly to coordinate payments.

Why Was I not Approved?

Unfortunately, we do not have any control over the underwriting decisioning. We would still encourage you to move forward with the transaction with an alternative payment option. If you have any questions regarding your credit application with Bread, you can reach out to them directly at support@getbread.com or 844.992.7323. You should also be getting a notice from them regarding your application.

FAQ

Please click here to read Bread’s Frequently Asked Questions. Should you still have any additional questions about Bread’s financing program, you can reach out to them directly at support@getbread.com or 844.992.7323.